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ATA to Hold Virtual Roundtable in Response to Film Translators

American Translators Association

A free virtual event held during Universal Human Rights Month will address the challenges depicted in the film Translators and provide insights into the repercussions of asking children to work as interpreters for people with limited English proficiency (LEP) and the trauma it can cause. The American Translators Association (ATA), the premier association of translators, interpreters, and language professionals in the world, will hold a free online roundtable to discuss concerns over the depiction of children as interpreters in the film Translators, directed by Rudy Valdez and presented by U.S. Bank. A diverse panel of language services industry experts, including researchers, language access advocates, and former child interpreters, will provide insights into the issue, explaining how the film missed a unique opportunity to address the trauma child interpreters can experience and how people who need professional interpreters can avail themselves of their federally protected rights to access them. The panel will discuss a review of the film and the issues it presents, analyze the challenges of offering “meaningful” language access for LEP individuals, and suggest solutions to avoid placing the language brokering burden on children. The free virtual event will be held on Thursday, December 14, 2023, at 12:00 p.m. EST in English, with Spanish and ASL (American Sign Language) interpreting and live professional captioning. Register here to receive a Zoom link to attend. A recording of the event will be made available afterwards on ATA’s website. ATA encourages advocates, journalists, and leaders to participate and help spread the word about this important issue. If you have any questions about this event, please contact us by emailing ATA’s Advocacy Committee at advocacy@atanet.org. About the American Translators Association The American Translators Association (ATA) is the largest professional association of interpreters and translators in the United States, with thousands of members in over 100 countries who work in over 90 languages. Members include translators, interpreters, teachers, project managers, web and software developers, language company owners, hospitals, universities, and government agencies. ATA’s mission is to promote the recognition of professional translators and interpreters, to facilitate communication among its members, to establish standards of competence and ethics, to provide its members with professional development opportunities, and to advocate on behalf of the profession. Contact Details American Translators Association Kelli Baxter, Executive Director +1 703-683-6100 kelli@atanet.org Company Website https://www.atanet.org/

November 30, 2023 12:20 PM Eastern Standard Time

Tech the Halls

News Media Group, Inc.

Contact Details News Media Group, Inc. Karl Wayne +1 334-440-6397 karl@newsmg.com Company Website https://newsmg.com/

November 30, 2023 10:51 AM Eastern Standard Time

Video

StreaksAI going for growth after "year of product development"

StreaksAI PLC

Streaks AI PLC CEO Phil Blows speaks to Thomas Warner from Proactive London after the AI Chatbot Creator Platform released its interim results for the six months to 31 August 2023. Blows explains that Streaks AI has developed a platform allowing influencers, businesses, and individuals to create and monetize digital avatars. This year, the company expanded its product line from one to four, including Streaks Gaming, Streaks Social, Streaks Idol, and Streaks Companion. Streaks Social enables influencers to create digital avatars for personalised fan interactions and monetization through affiliate links. Streaks Idol, targeting future influencers, offers technology for creating fully digital chatbots. Streaks Companion, differing from the others, lets users create personal chatbots for various purposes like mentoring or language learning. The company has seen significant growth, with over 15,000 customers and 127,000 conversations. Blows highlights the company's focus on business development rather than further product expansion, aiming to capitalise on the rapidly growing AI market which is projected to reach $1.3 trillion in ten years. He emphasises Streaks AI's uniqueness as a UK-based AI company in the FTSE main market, blending best-in-class AI technologies into an easy-to-use platform. Blows envisions a future where Streaks AI leads in providing engaging experiences through advancements like AI headsets, positioning the company at the forefront of AI development. Contact Details Proactive UK Ltd Proactive UK Ltd +44 20 7989 0813 uk@proactiveinvestors.com

November 30, 2023 08:11 AM Eastern Standard Time

Video

TECH THE HALLS WITH SMART GADGETS

YourUpdateTV

A video accompanying this announcement is available at: https://youtu.be/KS8odvozlYQ Holiday shoppers are back in the spirit of spending. A record 95% of consumers plan to shop for the holiday season this year, up from 92% in 2022 and 88% in 2021. Though most consumers expect higher prices, those surveyed plan to budget and spend an average of just over $1,600. Close to 200 million consumers plan to buy tech products and services as presents during the holiday season. High-definition headsets and earbuds top tech gadget wish lists, followed by smartphones, smart speakers, video game consoles, smart portable projectors, and watches. Humphrey has compiled a list of her favorite holiday tech upgrades. EARBUDS: Humphrey highlights how technology is always at the top of holiday wish lists and one of the most popular gifts this year is a set earbuds. “A clear standout is 1MORE,” says Humphrey, adding, “What I love about these earbuds is how the S30 and S50 produce remarkably well-balanced sound with exquisite attention to even the most subtle of details.” Whether walking, running, or biking, the S50 is designed with the user’s safety in mind. Its open-air design does not block the surrounding environmental sound, allowing the user to hear peripheral sounds of cars and crowds. Both of these sports earbuds do not compromise on quality at a fraction of the cost compared to competitors. Direct links: S50： https://tinyurl.com/6z9k8vur S30： https://tinyurl.com/4xnefhfj Amazon S50: https://www.amazon.com/dp/B0CCS51B91?maas=maas_adg_777D26015056852418238427A96BE730_afap_abs&ref_=aa_maas&tag=maas S30: https://www.amazon.com/dp/B0CCS6P45V?maas=maas_adg_600BB059CAAF7F6F8DC3E9E03470220A_afap_abs&ref_=aa_maas&tag=maas Social media handles: Facebook: https://www.facebook.com/1MOREGlobal Instagram: https://www.instagram.com/1moreglobal/ X (Twitter): https://twitter.com/1MoreGlobal PROTECTIVE CASES: Protecting tech gadgets is a necessity says Humphrey, adding, “I always turn to OtterBox.” The Symmetry Series for MagSafe and Defender Series Pro XT are the perfect accessories for new iPhone 15 devices. Both of these cases are slim, protective and MagSafe compatible. “For stylish protection, you can also pair both of these with the OtterBox MagSafe Foli,” Humphrey highlights. The Symmetry Series for MagSafe and Defender Series Pro XT are the perfect gift for anyone looking for an iPhone upgrade.” Direct links: tmobile.com Social media handles: @otterbox SMART DEVICES & DEALS: A record 95% of consumers plan to shop for the holiday season this year. The majority are seeking out the best deals. T-Mobile is bringing back one of its most popular deals this holiday! Consumers can get four lines for only $100 a month on Essentials w ith AutoPay discount using eligible payment method. Plus taxes & fees. T-Mobile customers can save $480/year compared to AT&T and $240/year compared to Verizon. Humphrey says shoppers should check out their tech bundle, “You can get a free smartphone, watch, and qualifying accessory from leading brands like Samsung to Google and more when you combine T-Mobile’s holiday promotions, all via 24 monthly bill credits, plus tax. That could save a customer more than $1,000. Plus, T-Mobile has even more deals for both new and existing customers on the latest tech for the whole family this holiday season!” Major perks come with being a T-Mobile customer like free streaming services, free in-flight wi-fi and more on their best plans that add up to over $270 in added value each month for families. Shoppers can also take advantage of deals on the latest tech, including free smartphones from Samsung, Google and Motorola including the Samsung Galaxy S23, Google Pixel 8, Motorola Razr+, and the newly refreshed SyncUP KIDS Watch on Us with three free watch bands when you add a new watch line and pick up in store, all with 24 monthly bill credits, plus tax. Direct link: t-mobile.com/offers Social media handles: Facebook: Facebook Instagram: Instagram X (Twitter): X Hashtags: #TMobile #HolidayMode HEATERS: Now that the colder months are upon us, Humphrey says there is a way to heat things up at home or the office. “I really like the GoveeLife Smart Space Heater Lite, say goodbye to physical controllers! Users can enjoy smart control of their heaters in the Govee app, as well as voice control compatibility with Alexa and Google Assistant,” adds Humphrey. It's updated heatbooster design warms up quickly in 2 seconds, delivering almost immediate warmth for users. This heater is designed with safety at the forefront, optimizing stability in the event of unit tip-over, as well as overcurrent and high temperature protection. Direct link: https://www.amazon.com/dp/B0BZ79ZLMP Social media handles: Facebook Address: @Govee Instagram Handle: @goveeofficial Twitter Handle: @GoveeOfficial Hashtags: #GoveeLifeSmartHeater #Heater #SmartAppliances #SmartHeater REWARDS DEALS: One in four people say they plan to wait to buy a gift until they find the best sale or offer. Humphrey says people can leverage rewards and cashback to become a smart holiday shopper. “This holiday season you can shop smarter and stretch a gifting budget by maximizing rewards and earning cashback with PayPal,” Humphrey points out, adding, “Discover cashback offers in the PayPal app that you can easily save and automatically apply when you checkout.” Additionally, consumers can earn more rewards by installing the PayPal Honey shopping extension which automatically discovers coupons and cashback deals online to help save for the holidays. Direct link: https://www.paypal.com/us/digital-wallet/ways-to-pay/rewards-points Social media handles: @PayPal Hashtag: #PayPal Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

November 29, 2023 04:03 PM Eastern Standard Time

Video

THE HOLIDAY GIFT SHOP IS NOW OPEN!

YourUpdateTV

A video accompanying this announcement is available at: https://youtu.be/4vOaYmrzCQs U.S. online holiday spending is expected to surge to more than $220 billion this year. That puts spending up by almost 5% year over year from about $210 billion in 2022. Adobe holiday spending forecast predicts more than half of online spending will be made via mobile devices. Industry analysts predict electronics, toys, and apparel will see the highest demand and discounts now through December 31 st. Cyber Week will drive $37 billion in online holiday spending. Overall, most shoppers plan on spending just over $800 on holiday gifts this year, totaling more than $180 billion. Braun-Silva has compiled her 2023 list of family gifting ideas. BIG DEALS & UNIQUE GIFTS: Braun-Silva says the majority of consumers are looking for big deals and Big Lots, one of America’s largest home discount retailers, offers extreme bargains on gifts for everyone on your holiday shopping list. The lifestyle expert admits, “I absolutely love their cozy Broyhill reversible knit throw blanket – a dupe for the popular Barefoot Dreams blanket that is all the rage – it’s the perfect gift for a best friend, parents or even yourself at a fraction of the price.” Big Lots truly carries some of the most unique gift items, including a popcorn maker. It’s perfect for a movie night in. She also says shoppers can find top toy brands and save on gifts for the kiddos, adding, “I love the Barbie Groom ‘n Care Horse playset. It’s 32% less at Big Lots than elsewhere!” Direct links: Biglots.com/gifts Social media handles: Facebook: @ biglots Instagram: @ biglots FOR THE GAMER: For the gamers out there, Braun-Silva says Bluey: The Videogame and PAW Patrol World are two recently released kids video games available now on all consoles and PC. “My two boys absolutely love playing them and as both have couch co-op they can play together, so I would highly recommend this as a Christmas gift this year.” In Bluey: The Videogame, gamers can become immersed in the world of Bluey in this interactive adventure game that faithfully recreates iconic locations from the show. With up to 4 players in couch co-op it's the perfect game for all the family. Everyone’s favorite pups have returned in the open-world adventure game PAW Patrol World. Explore Adventure Bay and beyond with up to 2 players in couch co-op in Outright Game’s biggest PAW Patrol game yet! Direct links: Outright Games Social media handles: Facebook: Outright Games Ltd Instagram: O utright_games X (Twitter): @Outright_Games COZY & WARM: Braun-Silva says the holidays are all about those warm and cozy moments. One of her favorite brands is Bedsure. “It’s a budget-friendly and stylish brand where shoppers can find everything cozy this holiday season, whether inside or outdoors, I love their Wearable Blanket Hoodies— Bedsure’s Sherpa Fleece Tall Wearable Blanket Hoodie, Sherpa Fleece, Shaggy Sherpa and Feather Yarn Poncho.” Available in multiple sizes, colors, materials—and matching family sets—these hooded blankets keep consumers and their loved ones snuggly and warm. The super-soft Bedsure Wearable Blanket Hoodie, with nearly 4,000 ratings, is available at Bedsure’s store on Amazon and 20% off for Black Friday. Direct links: Bedsure Sherpa Fleece Tall Wearable Blanket Hoodie Bedsure Sherpa Fleece Wearable Blanket Hoodie Bedsure Shaggy Sherpa Wearable Blanket Hoodie Bedsure Feather Yarn Poncho Wearable Blanket Hoodie Social media handles: Facebook: https://www.facebook.com/bedsurehome Instagram: https://www.instagram.com/bedsurehome Pinterest: https://www.pinterest.com/bedsurehome/ X (Twitter): https://twitter.com/bedsurehome YouTube: https://www.youtube.com/@bedsurehome STYLE & COMFORT: As a New York City woman, Braun-Silva says, “Style is not lost on me.” Duluth Trading has flannel for the whole family. The brand’s Free Swingin’ Flannel is 100% cotton that’s double-brushed for superior softness and comfort. “They call it ‘Free Swingin’’ for a reason too, due to its Reach Gussets at the underarms and deep shoulder pleats that allow you to stretch, reach, move and swing without any restriction,” adds the lifestyle expert. Duluth’s Free Swingin’ Flannels are offered in over 15 different patterns and colors, so there’s one to match everyone’s personal style. Direct link: https://www.duluthtrading.com/gifts/ Social media handle: Instagram: @DuluthTradingCompany HEALTH & HAPPINESS: Braun-Silva says a truly unique family gift idea is associated with health and happiness! “You probably know 23andMe for its DNA test that reveals where in the world your ancestors came from. What you might not know is that it has provided health reports for years. They’re the only company that offers direct-to-consumer health reports authorized by the FDA.” 23andMe provides personalized and actionable genetic insights on health conditions such as type 2 diabetes, celiac disease, high cholesterol, and many more. “This is health information you may not know without a 23andMe test,” adds Braun-Silva, “It’s the perfect gift for those looking to live their best lives.” Direct link: https://www.23andme.com/dna-health-ancestry/ Social media handles: Facebook: https://www.instagram.com/23andMe/ Instagram: https://www.instagram.com/23andMe/ LinkedIn: https://www.linkedin.com/company/23andme/ Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

November 29, 2023 01:55 PM Eastern Standard Time

Video

WAYS TO SPREAD A LITTLE HOLI-YAY CHEER THIS HOLIDAY SEASON

YourUpdateTV

A video accompanying this announcement is available at: https://youtu.be/uy0-Sh1cx1o Holiday spending is expected to rebound to pre-pandemic levels. The Deloitte Holiday Retail Survey found shoppers are ready for retail therapy, including gifts for family, friends, and even themselves. Consumers are expected to spend about $1,600 on holiday-related purchases, up 14% from last year. The most popular gifting categories should come as no surprise, with tech gadgets topping the list, followed by footwear, clothing, and experiences. Spending time with friends and family has continued to grow in popularity ever since 2020. Experiences also include holiday gatherings. For those taking on a hosting gig, there are creative ways to set a cheerful ambience, including festive lighting designs, holiday decor, and sweet treats that make a perfect snack or dessert. Murphy will provide viewers with tips to help enrich any holiday festivities. CHOCOLATES: Murphy says, “It’s such a sweet and indulgent time of year. Everybody wants to eat chocolate!” Whether gift giving, hosting parties, or sharing with family and friends, Sanders is iconic and tastes amazing. The brands famous slow-kettle cooked, small-batch caramel is made with real cream and butter that is enveloped in high-quality chocolate and topped with a sprinkle of sea salt. “It's pure magic and I always have Sanders at my house for holiday gatherings,” adds Murphy, “Sanders Sea Salt Caramels come in Dark or Mild Chocolate, as well as pecan and peppermint varieties decked in festive packaging in two sizes – 7 oz. pounch or 18 oz. tub.” Direct links: Sanders Candy - Indulgent Caramels, Chocolates, Toppings and Gifts Social media handles: Facebook: (20+) Facebook Instagram: SandersCandy (@sanderscandy) • Instagram photos and videos Hashtags: #SandersCandy #Sanders #SandersCaramel #SandersChocolate #SandersCaramels #SeaSaltCaramels #SmallBatch #NoArtificialColors #TreatYourself #Treats #Sweets #MilkChocolateLover #PremiumChocolate #ChocolateLover #MilkChocolate #MilkChocolateCaramel #DarkChocolate #DarkChocolateLover PROTECTED TECH: Murphy says tech gadgets are more popular than ever, but it’s important to keep it protected, “Opening up a tech gift is a big “YAY” for most people, but it’s an even bigger “NAY,” if you drop it, crack it, or even break it.” OtterBox is the best option, these protective cases are ultra-sleek, pocket-friendly, built rigid with a silky soft-touch finish that looks and feels good, “It protects your tech, but still looks cool,” adds Murphy, continuing, “I love the OtterBox 3-in-1 Charging Station and OtterBox MagSafe Wallet. These have built in magnets so you can seamlessly use MagSafe accessories.” These items are available available at Verizon, verizon.com. Direct links: Verizon.com Social media handles: @otterbox HOLIDAY LIGHTING: The lifestyle expert recommends unique gift ideas, especially something the entire family can enjoy together. So many of us want our house to sparkle and shine during the holiday season,” says Murphy, adding, “I love adding a little ‘yay’ by brightening up our festivities without the yearly tangle and hassle.” Govee Permanent Outdoor Lights are the industry's first self-installation permanent outdoor light, offering a premium experience with unparalleled price advantage and weather-proofing. With one-time installation, users can enjoy the ultimate lighting experience for years. Users can choose from over 16 million colors to adorn their home’s facade with white and blue for Hanukkah, red and green for Christmas, or a warm white for year-round – giving users the ability to achieve the perfect ambience throughout the year. Govee Permanent Outdoor Lights have an effortless installation process thanks to its user-friendly design and hassle-free setup. Murphy highlights how these lights are built to brave rain, snow, and extreme temperatures, ensuring they shine brightly every season. Direct link: Govee Permanent Outdoor Lights Social media handles: Facebook: @Govee Instagram: @goveeofficial X (Twitter): @GoveeOfficial Hashtags: #holidaylighting, #holidaydecor, #Govee, #DIY, #Christmasdecorations, #ChristmasLights #Goveeutdoorlights #OutdoorChristmasdecoration PAYMENT OPTIONS: This year, consumers are expected to spend about $1,600 on holiday-related purchases, but it does not have to be a nay, says Murphy, “Giving is a big “YAY,” but so is staying within your budget.” From gifts and travel to hosting, the holidays look a little different for everyone. No matter how consumers celebrate, Afterpay helps unlock their festive rituals and holiday their way by helping shopper find everything they need this season and letting them choose how to pay. “As a valuable budgeting tool, Afterpay offers more ways to buy now and pay later. You get to shop with its suite of flexible payment solutions and not fall into debt,” adds Murphy, “From curated gift guides to exclusive top brands, the Afterpay app is a shopping destination where consumers can get inspired for everything they need. I love it!” Consumers can access discounts of up to 80% in the app throughout the season. Whether shopping in-person or online, customers can select one of Afterpay’s flexible payment solutions at checkout. Direct link: https://apps.apple.com/us/app/afterpay-buy-now-pay-later/id1401019110 https://play.google.com/store/apps/details?id=com.afterpaymobile.us&hl=en_US&gl=US&pli=1 Social media handles: Instagram Handle: @afterpayusa TikTok: https://www.tiktok.com/@afterpayusa Contact Details YourUpdateTV +1 212-736-2727 yourupdatetv@gmail.com

November 29, 2023 01:37 PM Eastern Standard Time

Video

Pending $400 Million Purchase Agreement To Advance Sharps Into Large Prefillable Syringe Market With Differentiated Copolymer Syringe Systems

Benzinga

By Meg Flippin, Benzinga Sharps Technology Inc. (NASDAQ: STSS) is an innovative medical device and pharmaceutical packaging company that seems positioned for growth through its commercial-ready, patented copolymer syringe products. The company recently announced a pending asset purchase agreement to acquire the InjectEZ specialty copolymer syringe manufacturing facility and a 10-Year purchase agreement for over $400 million from Nephron Pharmaceuticals, a privately held healthcare company. Sharps Technology has a stated mission to be a leader in the copolymer prefillable syringe system segment as the pharmaceutical industry shifts toward using these applications. The market opportunity that Sharps has identified, through target customers in the large-cap pharmaceutical and specialty biotech segments of the market, represents a significant opportunity for the company with opportunities for growth and profitability. The company says its advanced syringe offerings are easy to use and have built-in features to protect a person from needle stick injuries, blood-borne infections like hepatitis B and C and HIV. Vaccinations, medicine delivery and newly approved drug administration via the biotech industry are leading applications for Sharps’ syringes, and it’s a market growing at a CAGR of 11.95% from 2022 to 2030. Sharps’ Differentiated Products Are Stronger Than Glass When it comes to prefilled syringes, not all of them are created equal. Glass syringes have been the de facto standard but they have deficiencies that need to be overcome whether in a hospital setting or at home. For starters, glass syringes are prone to breakage as compared to Sharps’ COC (cyclic olefin copolymer) based prefilled syringes. Sharps’ copolymer products address many of the other historic deficiencies that glass-based syringes experience in the field. At present, COC syringes are comparable to glass in terms of barrier quality, long term drug stability and imperviousness to oxygen and water vapor contamination. They can exceed glass syringes in breakage rates, drug shelf life, cold chain storage, and cost to manufacture. Sharps’ product pipeline and market strategy will include a broad range of sizes, silicon free systems that address contamination issues for the healthcare market, dual chamber systems that improve drug shelf life while reducing unnecessary packaging and customized solutions for systems that serve the growing autoinjector segment. To further the market, Sharps recently inked a deal with Nephron Pharmaceuticals Corp. to make these advanced syringe systems. Nephron is a leader in contract manufacturing of generic medications and 503B outsourcing that includes extensive use of prefillable sterile syringes. Under the terms of the deal, Sharps will acquire Nephron’s InjectEZ specialty syringe manufacturing facility for $50 million. This includes a 10-year purchase agreement for over $400 million from Nephron Pharmaceuticals for Sharps’ next-generation copolymer prefillable syringe systems. Understanding The Prefillable Syringe Market The prefillable syringe market is a sub-industry within the healthcare sector that is growing faster than GDP at a 4x multiple of GDP. The U.S. market has seen growth over the past few years, driven by reducing hospital errors and administration injuries, increased use of biologics and biosimilars that require administration by injection, and need for more efficient drug delivery systems. Injectables were 37% of the global drug delivery market in 2017 and increased to 44% by 2021, even before COVID vaccines further increased syringe demand. Prefillable syringe capacity is at a premium, due to the global lack of capacity, increasing demand and technical challenges in production. Specifically, prefillable COC syringe demand growth is outstripping industry capacity. Additionally, these products are increasingly being used in the delivery of biologic drugs, biosimilars and in the development of new formulations of existing drugs. Larger molecules are becoming more complex and require exceptional delivery mechanisms. Copolymer Prefillable Syringes: A Niche Market That Seems To Be Taking Off The prefilled syringe market has growth prospects within the healthcare sector and Sharps will serve both Nephron and other pharmaceutical and healthcare customers within the copolymer segment of the market. With a lack of available capacity for these products and the technical challenges in producing them, Sharps says that it is at an advantage in the marketplace. The company has assembled a management team with a wealth of experience in developing copolymer syringes, which many rivals can’t claim. That’s evident with its Nexent line of syringes made of advanced polymer material for improved long-term drug stability and preserved efficacy. The material is also break-resistant and includes a robust container closure system utilizing common, industry standard rubber formulations, making it easier to pass regulatory scrutiny. Sharps sees a big market opportunity with its copolymer prefillable syringes including biologics and cold chain vaccines, serving potential customers in Japan, Europe, and North America, three regions with increasing demand through their rapidly aging populations. “With this landmark purchase agreement in place for our copolymer prefillable syringes, we will accelerate the realization of our shared goals, transition the company to revenue, and propel Sharps into a new phase of growth and sustainability,” commented Robert Hayes, Sharps CEO. “At the forefront of our growth trajectory are our copolymer-based prefillable syringe systems, a sector that is experiencing escalating market demand and is poised to shape the future of Sharps Technology.” To review the corporate website, CLICK HERE. To review the investors section for the website, CLICK HERE. This post contains sponsored content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

November 29, 2023 09:25 AM Eastern Standard Time

Realbricks Is Unlocking High-Value Real Estate Investments For The Masses Through Fractional Ownership

Benzinga

By Faith Ashmore, Benzinga Begin your real estate investing journey on the Realbricks website! The world of real estate has long captivated investors looking for secure and profitable ventures. However, a new and exciting trend has emerged that appeals to a broader pool of investors with its promise of accessibility and diversification: fractional real estate. Fractional real estate fundamentally transforms the very notion of property ownership. Gone are the days when investors had to dedicate substantial resources to buy entire properties or rely solely on real estate investment trusts (REITs) for indirect exposure. Fractional ownership offers a unique solution, enabling individuals to own a fraction or share of a property, typically through digital platforms. This innovative model allows investors to purchase small portions of high-value properties, such as luxury vacation homes, commercial buildings or even residential complexes. The appeal lies in the opportunity for investors to gain exposure to previously inaccessible real estate markets, diverse property types and high-value assets that may have otherwise remained out of reach. In many ways, fractional ownership is democratizing the world of real estate. Historically, investing in real estate demanded significant financial resources, limiting this asset class mostly to the affluent. Fractional ownership now enables investors to participate in high-profile real estate ventures for a fraction of the price, opening doors to a wider investor base. The advent of online platforms and digital marketplaces has also streamlined the process, making investing in real estate as easy as a few clicks. With millennials increasingly disillusioned with traditional investment avenues, fractional real estate offers a fresh and exciting opportunity for them to diversify their portfolios and engage with tangible assets that resonate with their aspirations for financial growth. Not to mention, in an era marked by market volatility and an ever-changing economic landscape, fractional real estate provides a compelling solution to mitigate risk and enhance portfolio diversification. By diversifying their holdings across multiple properties, locations and asset classes, investors can minimize exposure to any single property or market downturn. Fractional ownership oftentimes eliminates the burden of day-to-day operations because it is typically accompanied by professional property management services. Fractional real estate investments can also generate consistent cash flow through rental income or profit-sharing models, providing stability and reducing dependence on the ebbs and flows of traditional financial markets. Among the companies that are facilitating this revolution is Realbricks, a proptech company that has recognized the increased opportunities that fractional real estate provides. The company created a platform that makes real estate investment accessible to anyone, anywhere – empowering all manner of investors to participate in the market. The company enables people to invest in vacation rentals like Airbnbs, long-term rentals, and multifamily properties without ever having to talk to a realtor. Its fractionalized approach to real estate investing means investors can gain access to properties that they would otherwise not have access to – with the ability to sell their shares at any time. The company’s platform integrates secondary markets and AI to provide investors with a comprehensive and efficient investment experience. With secondary markets, Realbricks allows investors to sell their ownership shares and access funds faster, providing liquidity to historically illiquid real estate assets. This integration enables investors to adjust their investments easily in response to changing circumstances, offering flexibility and adaptability. Realbricks also leverages AI to enhance the platform's capabilities. Through sophisticated algorithms, AI technology analyzes historical data, market trends and investor preferences to generate valuable insights. This integration of AI empowers investors with data-driven analysis, enabling them to gain a competitive edge in the competitive real estate market. Realbricks is also on the verge of expanding its offerings to include international investing, enabling investors to diversify their portfolios with properties from various continents without leaving their homes. This global perspective not only broadens investment options but also provides a layer of protection against localized economic challenges. A planned app launch in 2024 means the company – and potential real estate investors – have a lot to look forward to. At the heart of Realbricks' philosophy is a commitment to simplicity and security. Fractional real estate represents a revolutionary shift in the way investors engage with the real estate market. Its accessibility, diversification potential and ability to captivate younger generations make it one of the most intriguing investment avenues in recent times. By making real estate investment more accessible and convenient, Realbricks could be poised to revolutionize the industry and present a unique investment opportunity for individuals of all financial backgrounds. To learn more about Realbricks, click here. This post contains sponsored content. This content is for informational purposes only and not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

November 29, 2023 09:25 AM Eastern Standard Time

Active ETFs Appear Booming In 2023 — Tema ETFs Are Taking Them Into A New Direction

Benzinga

By Rachael Green, Benzinga The rapid emergence of the ETF industry, marked by its AuM growth from $1 trillion to $10 trillion this past decade, was driven by passive indexed funds which thrived in a low-rates, low-volatility environment. These funds offered low cost, low differentiation solutions to retail investors. As institutional investors overtake retail investors in ETF adoption, the landscape of the industry is set for a paradigm shift. The limitations of indexes are becoming increasingly apparent in a macro environment characterized by higher rates and higher volatility, which could stick around in the decade to come. The fundamental analysis and risk management that had been left behind by index funds are suddenly relevant again. Investors are consequently exploring alternative vehicles for their public equity exposures, namely active ETFs. Tema is one of the first independent thematic active ETF asset managers, but unlike competitors, is concentrating on underpenetrated, generational thematic trends that were previously inaccessible to investors. These themes include reshoring, oncology, luxury goods, cardiology and metabolics (Obesity and diabetes), and monopolies and oligopolies. The vulnerabilities of passive ETFs are becoming more apparent in the current environment Limited by the rigid nature of their underlying indices, passive funds lack the ability to dynamically respond and adapt to increasingly rapid and sharp changes in environment. These limitations undermine risk management efficacy and can ultimately compound risks for their investors. An example is the special premature rebalance the Nasdaq 100 index had to undergo this past summer. The disparity in performance within the index had over-concentrated its value, with the “Magnificent seven”, Alphabet (NASDAQ: GOOG), Amazon (NASDAQ: AMZN), Apple (NASDAQ: APPL), Meta (NASDAQ: META), Microsoft (NASDAQ: MSFT), Nvidia (NASDAQ: NVDA), and Tesla (NASDAQ: TSLA), reaching 55% of the index’s total value. The “special rebalance” not only revealed the concentration risks tied to indexation, but also exposed the arbitrage and front-running risks that passive vehicles can be exposed to, at the detriment of investors. Active ETFs have enjoyed record growth in 2023 While passive ETF growth has started to slow, active ETF growth is now accelerating fast, with over 20% of year-to-date asset flows. Yet the active space is still young, with only 5% of total ETF assets. “Active” simply indicates that a fund does not track an index, which gives issuers greater flexibility and creativity to build their products. These products have the potential to create more dynamic and precise exposures, and offer greater efficacy for risk management. The concerns with active management traditionally include higher fees, concentration risk, and ultimately disappointing performance. Tema believes a bottom-up approach to active management starting with risk management provides a proven and comprehensive solution to these latter concerns. Tema’s investment and risk management philosophy has an acute focus on mitigating downside risk. Previous academic studies have highlighted the underperformance of active management can largely be attributed to downside risk exposure. Active ETFs can allow for better risk management The discretion provided by active management allows Tema to proactively manage risk and capitalize on market dislocations in a disciplined way. For example, Tema’s risk management approach limits the size of any one company in a portfolio, thereby limiting concentration risk. Similarly, the flexibility of active management allows Tema to anticipate market events and position accordingly especially given the seasoned experience of Tema’s portfolio managers. This was evidenced most recently in the luxury space when Tema anticipated a Q3-2023 sell-off in luxury by increasing the cash position in the fund at the end of Q2-2023 to 20% temporarily. Tema ETFs focuses on themes with inherent indexation limitations Active management also provides the flexibility to access themes that are hard to index by nature of their constituents and underlying industries. Take for example Reshoring or Luxury, themes in which Tema launched the first US listed ETFs earlier this year. Tema’s American Reshoring ETF (NYSEARCA: RSHO), for example, seeks long-term growth by investing in companies that either enable the relocation of manufacturing and supply chains back to the United States or benefit from it. “Reshoring is a structural trend spurred by a confluence of factors including political and trade tensions, deglobalization and supported by unprecedented government spending. We think that reduced order cycles, lower inventories and more reliable supply chains should provide such companies with durable competitive advantages and higher sustainable growth outlooks,” said RSHO fund manager Chris Semenuk in a statement on the ETF’s launch. Reshoring companies are not clear-cut by nature of their industry classifications. As a result, reshoring beneficiaries and enablers are identified and analyzed based on bottom-up fundamental analysis that an index couldn’t replicate. Once the relevant securities have been selected, the portfolio construction follows a systematic approach which sizes positions based on conviction: highest, higher or foundational positions, depending on the manager’s relative confidence in that stock’s long-term potential. A similar bottom-up, innovative approach underpins Tema’s Luxury ETF (NYSEARCA: LUX) which invests in the global luxury industry. While luxury goods indexes exist, Tema saw a lack of precision in which companies are included in them. “We believe existing luxury investment indexes are undermined by construction issues and conflate bland consumer exposure with quality luxury exposure,” said Tema CEO Maurits Pot. “Furthermore, the luxury industry demonstrates high performance dispersion between longer-term outperforming and underperforming companies. While companies such as LVMH have generated consistent long-term returns for shareholders, companies such as Tods and Ferragamo have failed to generate shareholders for over ten years.” Luxury indices include mass consumer goods companies such as Apple or Nike which are fundamentally different to pure luxury brands such as Hermes or Louis Vuitton. Luxury brands are underpinned by exclusivity, aspirational desires and craftsmanship while mass consumer companies serve more functional and less aspirational roles. As a result, luxury companies have superior profitability, pricing power and different growth drivers. The Tema luxury ETF aims to provide pure, undiluted exposure to the luxury market. Tema’s other ETFs offer a similar level of expertise-driven thematic construction: The Monopolies and Oligopolies ETF (CBOE: TOLL) comprises companies operating in a monopolistic or oligopolistic industry structure. Monopolistic structures are defined by sustainable competitive advantages and high barriers to entry, typically leading to high margins and profitability. The Oncology ETF (NASDAQ: CANC) invests in oncology companies leading the fight against cancer. A revolution in biology and biotechnology is driving significant advances in diagnosing and treating cancer. The Global Royalties ETF (CBOE: ROYA) is made up of companies across a range of industries that are all extracting consistent revenue streams from royalties collected on natural resources, music catalogs, or pharmaceuticals. These unique and under-penetrated themes either cannot be accessed, or would have significant limitations if offered through an indexed vehicle. Access, precision, and risk management ae some of the clear benefits to Tema’s innovative approach. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

November 29, 2023 09:25 AM Eastern Standard Time

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